Lois: "Ohh I need a spanking, I'm a bad, bad girl."
Peter: "I'm a paladin with an 18 charisma and 97 hit points. I can use my
helm of disintegration and do 1d4 damage as my
half-elf mage wields his +5
holy avenger."
Lois: "Paladins can't use the helm of disintegration!"
Peter: "Oh... Okay, then, I'm a Black Guy."