Yay, it's pay day and I have $0.74 in my savings account!
By Brita
Redneck Savings Account
The intentional act of having too much income tax witheld from your pay, in order to get a big fat refund check at filing time.
Done by stupid people who don't realize they're giving the government an interest free loan all year.
Billy Bob: Got mah tax refund today - six hunnert some bucks!
Melissa: Ahhhh, you cashed in your redneck savings account.
Billy Bob: Huhhh?
By Lynde
Bum Savings Account
A Bum Savings Account is an old shopping cart, usually from Wal Mart or Value Village, that a bum has filled with bottles and cans to eventually cash in for a box of wine.