Define The Talisman Effect Meaning

The Talisman Effect
The name for the phenomenon in which if you were to bring a particular item with you somewhere, you won't end up needing it, but should you not bring it, you will need it.

"If I bring my umbrella, it probably won't rain. If I don't, it most certainly will. I guess its just the Talisman Effect at work."
By Fayette