Expecting defeat and accepting defeat are two different things. Tapping out is accepting defeat, and if someone hasn't done that with you, they haven't accepted defeat by you or surrendered anything to you.
Friend 1: Hey, I'm going to throw the biggest graduation party yall ever seen.
Friend 2: Dude you can't afford that shit, you still got a bunch of student loans you still owe.
Friend 1: Why you always got to be a defeatist danny? Shut the fuck up.