Alternative to money. Like money, the term is used to describe anything that one might find especially favorable or pleasing.
Synthesized etymology: Much like with the colloquial expression "money in the bank," the target of discussion is being likened to the desirability of cash.
Is a really cool dude who's super smooth, especially with the ladies. Not to mention he's got a huge dick. But what really stands out is his smile and his personality.